Homes for sale in Elgin, TX under $400,000 — live MLS inventory, updated continuously.
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14205 Prairie Sod Ln, Elgin, 78621

296 Blisard Rd #C, Elgin, 78621

1778 Fm 1704 None #C, Elgin, 78621

121 Shenandoah Trl, Elgin, 78621

13520 Knights Branch Dr, Elgin, 78621

18505 Quiet Range Dr, Elgin, 78621

116 Appleberry Ln, Elgin, 78621

100 Four Star Dr, Elgin, 78621

110 S Main St #103, Elgin, 78621

303 Schuyerville Dr, Elgin, 78621

406 Lexington Rd #1, Elgin, 78621

230 Brown St None #B, Elgin, 78621

230 Brown St None #A, Elgin, 78621

2 Depot Sq #B, Elgin, 78621

109 Tillage Rd, Elgin, 78621

110 S Main St #206, Elgin, 78621

707 N Main St, Elgin, 78621

200 Hall Dr #B, Elgin, 78621

817 Lloyd Ln #A, Elgin, 78621

101 Stubblefield Dr #A, Elgin, 78621

204 Hall St #A, Elgin, 78621

112 Hillside Cv #A, Elgin, 78621
122 Hillside Dr #A, Elgin, 78621

101 SW 1st St #F, Elgin, 78621
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Market Conditions — Elgin
Elgin is showing balanced conditions with moderate activity on both sides. Move with data — some properties have leverage, others are still competitive.
The median list price for homes in Elgin is currently around $380k. Prices vary by neighborhood, size, and condition. Browse our live listings above for current pricing.
There are currently 272 active listings in Elgin. Inventory changes daily — save this search to get notified when new homes hit the market.
Elgin has a range of established neighborhoods and newer master-planned communities. Explore our neighborhood guides or contact us for a local recommendation based on your priorities.
Yes — Elgin has active inventory under $400k, though availability varies by neighborhood. These homes move quickly in competitive markets. Save this search to get alerted the moment a new one is listed.
Under $400k in Elgin you can typically find 3-bedroom homes, townhomes, or well-located condos depending on the area. Browse the listings above for current examples.

Raoul Rowe
Broker-Owner · 10 years U.S. Army · 11 years Central Texas real estate
Ready Front Real Estate is a veteran-owned brokerage based in Austin, TX. We represent buyers and sellers across the greater Austin metro — from Georgetown to Kyle, from Manor to Leander. No pressure, real data, straight answers.